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My Best Buy Credit Card: 2 ways to apply for a Citibank Best Buy card

My Best Buy Credit Card is a membership card that allows you to take advantage of program benefits that make shopping with Best Buy more rewarding. Apply for Best Buy Credit Card and get all accrued points attached to every dollar you spend on eligible purchases.

My Best Buy Credit Card

My Best Buy Credit Cards offer cardmembers access to rewards, flexible financing, and exclusive discounts to save on the tech product you want to buy. The card enables customers to have an easier and faster way of paying for their purchases on Best Buy.

Types of Credit Cards are Offered by Best Buy

Best Buy offers two major types of credit cards to customers. One is a Best Buy standard Card, which is a store card that only works for Best Buy store purchases. while the other is a Best Buy Visa Card, which comes with a $59 annual fee and also no fee. Both the Standard Cards and the Visa Cards have 2 tiers of consumer credit cards.

Best Buy Standard card

  • My Best Buy® Credit Card Preferred
  • My Best Buy® Credit Card

The Best Buy standard cardholders can only use the card at Best Buy in-store or online website.

Best Buy Visa Cards

  • My Best Buy® Visa® Platinum (no annual fee)
  • My Best Buy® Visa® Gold ($59 annual fee)

Best Buy Visa cardholders can use their card in Best Buy stores and anywhere Visa card is an accepted form of payment.

Note, you can’t determine which card type you get, only Best Buy can determine which card you’ve been approved for when you submit your application.

Best Buy may first consider you for the My Best Buy Visa Platinum. If you’re not qualified for a My Best Buy Visa Platinum, you’re then considered for the My Best Buy Credit Card. However, in absence of these two, Best Buy will finally consider giving you the My Best Buy Visa Gold.

How to Apply for My Best Buy Credit Card

There are two different ways you can apply for a My Best Buy credit card. Customers can apply for a My Best Buy credit card online or in-store.

However, there are certain minimum eligibility criteria that must be met before an applicant can apply for a Best Buy credit card.

  • The applicant must be at least 18 years old and above
  • Must present a social security number, and
  • A government-issued photo ID.

Once a shopper met these requirements, he/she can apply for a My Best Buy credit card. However, note that meeting these minimum qualifications does not automatically guarantee your card application approval.

Applying for My Best Buy Credit Card Online

You need these steps to apply for a Best Buy credit card successfully after you’ve met the minimum qualification.

  • Create Best Buy Account
  • Filll a Best Buy credit card application form
  • Choose type of Best Buy credit card
  • Agree to Best Buy interest rates and card fees
  • Awiat your card delivery

Creating Best Buy Account

If you are a first-time customer, you need to create a My Best Buy Account. Simply visit to create a Best Buy account. All you need to do is to provide your personal information and click Create an Account to have your Best Buy account opened.

Your personal information includes:

  • First and Last name
  • Email address
  • Choice password
  • Phone number
Best Buy Card Application
My Best Buy Credit Card Application Form

Once you have completed the account creation, you can then apply for a My Best Buy credit card through the Citigroup Inc. site or through the Best Buy website.

Applying for Best Buy Credit Card

To apply for My Best Buy credit card, visit and click Apply Now. Sign in to with your email and password to get started. You can also Sign in to with either Google or Apple or WebAuthn.

The customer is required to fill a registration form by providing their personal information, financial, and security information, including:

  • Email address,
  • full name,
  • home address,
  • phone number,
  • date of birth,
  • social security number,
  • driver’s license or other government-issued photo ID number,
  • annual income, and
  • monthly mortgage or rent expenses.

Choose the Card type and Agree to Interest Rates and Fees

Once your application is approved, you can then choose the type of credit card you prefer. The next step is to agree to the Best Buy interest rates, charges, and card fees.

My Best Buy credit card approval is fairly quick and can take only a few minutes. The physical card is then delivered via mail within 7 to 14 days of the approval date.

Apply for My Best Buy Credit Card In-Store

Applying for My Best Buy Credit Card in Store can be completed in four (4) simple steps;

  • Locate a Best Buy near you
  • Complete card application
  • Choose yourcard type
  • Get your new Best Buy card

The in-store application follows the same processes. The only difference is that the applicant has the opportunity to choose their preferred store.

However, you might have a problem locating the nearest Best Buy physical store around you. Therefore, If you are applying through the in-store but don’t know where the nearest location is. Simply log in to and navigate your cursor to the upper right-hand corner of the web page. Click on the Store Locator tab and enter your ZIP code or city and state to find the nearest location to you.

The in-store application form requires the same information as the online application. As you will need to fill out the application form with your name, address, contact information, and basic financial information for the store to determine your eligibility for a credit card.

The next step is to choose the type of card you are interested in. There are two types of credit cards Best Buy offers to customers. The My Best Buy credit card and the My Best Buy Visa card, so you will need to choose one.

The final step is the approval process by Best Buy. After you have provided your information accurately, Best Buy will then study your information. If you are approved for a My Best Buy credit card, they will mail the credit card to you.

The card will take 7 to 14 days to arrive after its approval. That is all about the My Best Buy Credit Card application.

Read More on Best Buy Citi Credit Card


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